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Quick Overview

Nestora helps you stay organized by processing your emails, documents, and calendar events directly on your device. We do not upload or store your personal content on our servers. Only minimal, anonymized operational data is used for features like reminders and dashboards.

By using Nestora, you agree to these Terms, which include limits on liability, required arbitration (with a 30-day opt-out), and rules on responsible usage.

This summary is for convenience only. The full legally binding Terms follow.

Acceptance of Terms

These Terms & Conditions ("Terms") govern your use of the Nestora mobile application and related services (the "App") provided by Piggybank Ventures LLC d/b/a Nestora ("Nestora," "we," "our," or "us").

By downloading, installing, accessing, or using the App, you agree to be bound by these Terms. If you do not agree, you must discontinue use and delete the App.

Eligibility

You must be at least 13 years old to use the App. If you allow a child to use Nestora, you are responsible for that minor's use.

If we learn that an account was created by a child under 13, we will promptly delete it.

User Accounts

Registration

You may need to create an account and provide certain information. You agree that the information you provide is accurate and kept up to date.

Account Security

You are responsible for:

  • Maintaining confidentiality of your login credentials
  • All activity occurring under your account
  • Notifying us immediately if you suspect unauthorized access

Nestora is not liable for losses arising from unauthorized use of your credentials.

How Nestora Works

Privacy First

On-Device Processing

Nestora processes emails, documents, notes, and calendar data on your device. This raw personal content is not uploaded to our servers.

Minimal Cloud Processing

Some features require limited cloud use, including:

  • Anonymous reminder tokens
  • Busy/free time blocks
  • Anonymous event identifiers
  • Authentication and subscription data
  • Aggregated, non-personal analytics
  • Anonymous family-relationship identifiers (non-PII)

We do not upload raw email bodies, document text, contact details, or calendar descriptions.

Third-Party Integrations

The App may integrate with services such as:

  • Google (Gmail, Calendar)
  • Apple (Calendar, notifications)
  • Microsoft (Outlook services)

These services are governed by their own terms and policies. We do not control or guarantee their availability or performance.

User Responsibilities

You agree to:

  • Use the App only for lawful purposes
  • Maintain accurate information
  • Manage shared dashboards responsibly
  • Configure device permissions (notifications, accounts) as needed
  • Comply with all applicable laws

You are responsible for maintaining access to connected third-party accounts.

Prohibited Use

You may not

  • Upload, store, or process illegal, infringing, harmful, or indecent content
  • Use the App to stalk, surveil, or harm any person
  • Introduce viruses, malware, or harmful code
  • Attempt to bypass or disable security features
  • Reverse-engineer, decompile, or copy the App
  • Use the App to create or train competitive services
  • Use bots or automated scripts
  • Interfere with the App or its infrastructure
  • Use the App in violation of any law or third-party rights

Examples include, but are not limited to: bullying, impersonation, exploitation of minors, or unauthorized monitoring.

Important

Violation may result in suspension or termination.

Intellectual Property

Nestora's Rights

All software, design, code, interfaces, and trademarks associated with the App are the exclusive property of Piggybank Ventures LLC.

You may not copy, reproduce, modify, or create derivative works.

Your Content

You retain ownership of all personal content on your device, including emails, files, photos, and calendar events. Nestora does not claim ownership of your data.

Feedback

If you submit ideas or suggestions, you grant Nestora a perpetual, irrevocable, royalty-free right to use them for any purpose without compensation.

Third-Party Services & Dependencies

Nestora relies on services provided by Apple, Google, Microsoft, and other third parties. Because we do not control these services:

  • Outages
  • API changes
  • Access errors
  • Sync disruptions

may affect App performance. Nestora disclaims liability for issues caused by third-party providers.

Subscriptions, Payments & Cancellation

Subscription Plans

Certain features may require a paid subscription. Prices and plans will be displayed in the App or through the App Store.

Billing

Billing and subscription management are handled by Apple App Store (iOS). You must follow the platform provider's billing policies. Nestora does not process payments directly and does not issue refunds.

Cancellation

You may cancel your subscription through your App Store account at any time. Your subscription will remain active through the end of the current billing cycle.

Disclaimers

The App is provided "as is" and "as available," without warranties of any kind.

Nestora does not guarantee:

  • That reminders will always trigger, or that extraction and syncing will always be complete, accurate, or timely
  • That third-party integrations will always function
  • That syncing will be uninterrupted or error-free
  • That all emails or events will be detected
  • That data will always be complete, accurate, or timely

Use of the App is at your own risk.

Limitation of Liability

To the fullest extent permitted by law:

  • Nestora is not liable for any indirect, incidental, special, punitive, or consequential damages, including lost profits, data loss, or reputational harm.
  • Nestora's total liability to you for any claim is limited to the amount you paid in the twelve (12) months preceding the claim.

These limitations apply regardless of theory (contract, tort, negligence, strict liability, etc.).

Indemnification

You agree to indemnify and hold harmless Piggybank Ventures LLC, its officers, employees, and contractors from any claims, losses, liabilities, or expenses (including attorney fees) arising from:

  • Your misuse of the App
  • Your violation of these Terms
  • Your content
  • Your violation of any law or third-party right

Termination

We may suspend or terminate your access to the App at any time if:

  • You violate these Terms
  • You misuse the App
  • We are required to do so by law
  • Security or technical issues arise

Upon termination, you must cease using the App.

Dispute Resolution & Arbitration

Important: Please Read Carefully

This section affects your legal rights. Please read carefully.

Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the App will be resolved by binding individual arbitration, not in court.

Arbitration will be administered under the JAMS Streamlined Arbitration Rules. Arbitration will take place in Dallas County, Texas, or remotely at your request.

Waiver of Class Actions

You waive the right to participate in any class action, collective action, or representative proceeding. Disputes must be brought individually.

30 Days to Opt Out

Opt-Out Right

You may opt out of arbitration within 30 days of first using the App by emailing legal@nestora.ai with the subject "Arbitration Opt-Out." Include your full name and email address associated with the App.

Exceptions

Either party may bring claims in small claims court if the claim qualifies. Nothing prevents Nestora from seeking injunctive relief for intellectual property violations or security threats.

Governing Law & Venue

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

For any claim not subject to arbitration, venue shall be in Dallas County, Texas.

Changes to These Terms

We may modify these Terms at any time. Material changes will be communicated through in-app notification, email, or banner message. Continued use of the App after changes are posted constitutes acceptance.

Contact Us

If you have questions about these Terms, please contact:

Piggybank Ventures LLC d/b/a Nestora

Email: hello@nestora.ai

For arbitration opt-out: legal@nestora.ai